Financial Advice
Consumers today have to deal with an unprecedented number of financial worries. Mounting credit card debt, a record number of foreclosures, home values which have plummeted, and a very sluggish economy and job market all add to the financial woes facing many Americans.
To make matters even more difficult, the banking/credit industry has severely tightened its lending practices making it almost impossible for the average cash-strapped consumer to qualify for traditional types of credit. This explains why so many people are actively seeking out other credit/lending markets to help them deal with their financial difficulties.
If this describes your situation, don’t despair. Every day, millions of Americans have to make important decisions concerning their money. Do yourself a favor and read over our advice section to learn some smart ways to deal with a personal financial crisis. There is a wealth of practical, commonsense information that can better prepare you to make the smart choice when handling your own situation.
Credit Resources
- All you need to know about FICO scores
- Learn how creditors calculate your credit
- Tips on building good credit and how to maintain it
- How to effectively dispute items on your credit report
- Simple ways to improve your credit score
- Useful answers to frequently asked credit questions
Saving Money
- It’s never too late to begin saving and living on a budget
- Save hard-earned cash by isolating and eliminating big money wasters
- Discover even more ways to save money and budget
- Save and improve your health by eating healthy
- Never over tip with our practical guide to tipping
Bankruptcy
- Before you take the plunge there are some important things to know about bankruptcy
- Decide whether bankruptcy is the right choice
- Useful information and valuable links on credit counseling
- What to do and where to go in the face of overwhelming debt
- Essential tips on how to rebuild your credit
- Some of the top bankruptcy myths
Get Out of Debt
- Small changes can have a big impact on helping you get out of debt
- Understanding how to cope with and manage credit card debt
- Taking baby steps when tackling credit card debt
- Debt consolidation and credit and whether it will work for you
Emergency Money
- The importance of emergency funds can’t be underestimated
- Best options for borrowing without collateral
- Guide to emergency loans and how they work
- You should know about car title loans and whether they’re right you
- Essential information on high-risk personal loans
