How does your service work? (FAQ)

What is a fast loan?

A fast loan is a quick convenient alternative for those individuals who have bad credit or no credit, can’t get a loan by traditional means, or simply need some quick cash to get them through until payday. Fast loans are perfect for emergency expenses such as large purchases, sudden car repairs, or unexpected medical bills.

How does the loan process work?

Fast loans are small unsecured loans, $100 to $1000, meant to meet a financial shortfall until you get paid. Basically, you make out a post-dated check for the loan amount plus a small finance fee. If your fast loan application is approved, you could have your money directly deposited into your account within one business day!

We are not a payday loan lender - We simply match your application to prospective lenders in order to find the best loan for you. If you have bad credit, no credit, or even bankruptcy, you can still get a loan.

We process loan applications 24 hours a day, 365 days a year. While we work with a comprehensive network of payday loan lenders, we cannot guarantee you will matched with a lender. To ensure you have the best chances of a match, it’s a good idea to apply Monday through Friday during business hours, 8 AM to 5 PM EST. Some states will not allow more than one outstanding payday loan at a time so you may need to pay off the other loan(s) and then reapply.

Should I use your service to get a loan?

If you are able to answer “no” to any or all of the following questions, you may want to consider fast loan.

Using a fast loan service often could be a sign of other budget problems or serious financial difficulties. You may wish to seek help from a knowledgeable debt management program such as the National Foundation for Credit Counseling at 1-800-388-2227.

Above all, you should always remember to borrow responsibly!