Minimum Requirements (FAQ)
What requirements are there for a payday loan?
In order to qualify for a fast loan, you must meet the following requirements:
- United States citizen
- At least 18 years old
- Have a valid bank account, either checking or savings
- Regular monthly income of $1000 or more
- Cannot be active duty in the US military
To be approved for a fast loan you need to meet the specific requirements of the lender you are matched with. The lender will evaluate your application and determine your eligibility based on its criteria. Income, direct deposit of your pay, past fast loan history, state of residence, and other factors may affect the approval of your loan. In order to increase your chances of a lender match and approval, please be sure to fill out our application to the best of your knowledge. Most fast loan lenders will not accept applications if they cannot be verified.
Please remember that even if you meet all the above requirements, there’s no guarantee your application will be accepted.
How do I apply for a fast loan?
To get a fast loan, just complete the simple online application. We will match you to a fast loan lender likely to approve you within minutes. If you have questions about the application process, customer service representatives are standing by Monday to Friday from 8 am to 5 pm EST. If you have any questions about your existing payday loan, contact your lender directly.
