Saving Money

If you are like most Americans, you probably are living paycheck to paycheck and have little or no savings. You may even spend more than you earn by running up credit card debt to cover the difference. When you are struggling to make ends meet each month, the last thing you are thinking about is opening a savings account. But that is exactly what you should be considering.

If you are new to the savings world, don’t worry. You are not alone. It may seem overwhelming at first, but with planning, patience, and determination, you can become a successful saver. The hardest part is getting started.

Beginner’s Guide to Saving and Living on a Budget

It’s almost impossible to become a responsible saver without having a budget. Budgeting and saving go hand-in-hand to help you gain control of your financial situation and keep you on a steady course.

Biggest Money Wasters

There are ways to avoid throwing your money away on pointless purchases. By learning to stay clear of these common spending mistakes, you can watch your savings grow and become a savvy consumer

20 Ways You Can Save Money Starting Now

By eliminating a lot of little expenditures for products and services you don’t need, you can begin reducing your total debt, watch your savings grow, and learn to be a smart consumer. It’s definitely a win-win situation.

Eating Healthy on a Budget

With food prices continuing to rise, it’s more important than ever to learn how to eat healthy and still stay within your budget. Not only will you get the most out of your food dollar, but you will also feel better and have more energy from eating healthy, balanced meals.

A Guide to Tipping Etiquette

For many people working in service industries such as restaurants, spas, hair salons, or bars, tips make up at least half of their total income. So while it may seem that everywhere you go, someone expects a tip, it’s important to remember that these workers depend on gratuities to make a living.